Mr Grudzien studied electrical engineering at Berlin Technical University and business studies at the Berlin School of Economics. He holds a doctorate in the former subject. After working as a process engineer at Berlin’s water company and at Berlin Technical University’s Institute for Machine Tools and Factory Management, Mr Grudzien joined the Association of German Banks in October 2001. He works in the Retail Banking and Banking Technology Department, where he is responsible for security issues associated with card-based payment systems, approval processes and IT security.
